12-27-20

Why Charlie Clark Nissan Is In Brownsville Texas. Our home: Best place To Live, Work, Raise A Family and Retire

It is not by chance or just random choice that Charlie Clark Nissan has chosen to make Brownsville, TX our home. The Brownsville metro area is a unique place that melds several different cultures together in a population that has a great appreciation for all of them. The area’s access to major regional waterways have long established Brownsville as a dominant hub for commerce, which leads to steady economic growth.

With such a large influence of Mexican heritage, the sense of pride can be both heard and felt throughout Brownsville. The gratitude for Mexican culture throughout Brownsville was a big draw for Charlie Clark Nissan. The Charlie Clark story consists of deep relationships with people of Mexican ancestry. This includes “Nana,” whose real name is Mari Cruz Aurora Aguirre, and who played a pivotal role in raising Charlie Clark himself.

The Gulf of Mexico Makes for Fun Activities and Fresh Seafood

Not only does the location of Brownsville provide for multiple cultural experiences and a healthy economy, but it also provides access to some of the most gorgeous coastline you can find. The Gulf of Mexico is a local treasure that residents and visitors can enjoy year round.

Not only do the beaches make for a great recreational playground, but the local fishing made possible by the Gulf is another activity that thousands enjoy regularly. Fresh seafood is always available throughout the Brownsville area at high quality restaurants and markets.

Brownsville is Ranked as One of the Best

It is no wonder that US News and Word Report ranks Brownsville in the top 10 best places to live in Texas and in the top 5 of best places to live for quality of life. The ability to enjoy a high quality of life provided by the Brownsville area is a big reason Charlie Clark Nissan loves calling Brownsville home.

The pleasant climate of Brownsville throughout the year is another attraction that makes it easy to fall in love with. The beautiful state parks feature miles of trails and expansive habitats for native wildlife that can be enjoyed anytime thanks to warm temperatures mixed with cool breezes.

Brownsville is an Affordable Microcosm of the American Melting Pot

The cultural diversity of the Brownsville, TX area culminates in a variety of theatrical arts, museums, galleries, and other attractions. Again, the choice and influence of so many ethnic heritages in one place makes Charlie Clark Nissan proud to serve the people of the southernmost tip of Texas.

When it comes to cost of living, Brownsville provides the opportunity for residents to pay much less than the average American for everyday expenses and residential rates. The ability to make a good living and maintain a wide choice in how to invest earnings allow Brownsville residents comforts not afforded in other metro areas. This is all without the need to forgo amenities not otherwise available in such a highly-rated area.

Being one of the most affordable places to live in the state of Texas makes Brownsville a great choice for families relocating to the area. Nearby Harlingen, McAllen, and Laredo contribute to the growing job market. The location also allows residents to keep some distance between their home and place of employment while avoiding the heavy congestion of cities like Houston or San Antonio.

Charlie Clark Nissan is Proud to Call Brownsville Home

Charlie Clark Nissan Brownsville relishes the opportunity to participate in numerous charitable events throughout the community and is ever more grateful for the chance to serve customers throughout the Brownsville area. Charlie Clark Nissan Brownsville is proud to provide unmatched quality and service to an area home to unmatched people.

Call Charlie Clark Nissan Brownsville or swing by the dealership at 2547 North Expressway 77/83 Brownsville, TX 78520 to meet our great team and discover for yourself why an award-winning Nissan dealership chooses to take up residence in an area that continues to merit its own accolades.

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12-27-20

How to Get an Auto Car Loan with Bad Credit | Charlie Clark Nissan Brownsville Blog

Let’s face it—bad credit happens. Due to often unforeseen circumstances in life, our credit can take a big hit even at no fault of our own. When someone who has access to your credit makes a mistake, you should not be the one who suffers.

Whether it comes from a bad breakup, unexpected loss of a job, or naïve consumer habits when you were younger, bad credit does not have to control you. When it comes to purchasing a new vehicle, there are ways to secure a loan to put you in the ride of your choice even when your credit is less than stellar.

Timing Is Everything

When it comes to getting an auto loan with bad credit, the timing of the loan can make all the difference. Through some easy and simple steps, any consumer can increase his or her credit score. Raising it to a level that avoids high interest rates, however, does take time.

There are ways to secure a car loan in less time, but this often means paying a much higher rate in order to offset the liability a lender takes on in securing the loan. Therefore, counting the costs before signing on the bottom line is critical to setting yourself up for financial success.

Know Your Score Before You Shop

Knowing the number of your credit score before you begin shopping will help you understand what to expect so that you are not caught off guard when the numbers come back. If you have a subprime credit score—typically between 500 and 600–then the rate on your loan can wind up being as high as 11% or more for a brand-new car and nearly 18% on a used vehicle.

These interest rates are dramatically higher than those on a loan involving lower credit scores. The average rate is closer to 5% for a new vehicle currently. Knowing how to shop for your loan and for your next vehicle, however, can make a big difference in the rate you receive.

Review Your Records

Looking over your credit history may reveal some mistakes that have led to a lower score than what is warranted. Disputing errors on your record is a fairly easy process and well worth the effort if it proves effective in raising your score. Fixing mistakes on your credit history is generally the quickest way to raise your number.

There are multiple websites where you can request a copy of your credit report, but make sure they are credible before submitting your personal information. Credit Karma is one such reputable checker and it will ping both Equifax and TransUnion consumer credit reporting agencies. Experian is the other of the big three. You can also go to each credit reporting agency’s website directly to report a free copy of your credit report periodically.

Along with taking time to build your credit score, saving up some cash for a down payment will also go a long way in lowering your monthly payment and make owning a new vehicle affordable for you. Not only does a larger down payment help you qualify for a loan, but it means paying less interest overall due to the smaller amount of money you are borrowing.

Convincing a family member or close friend to co-sign your loan can also make owning a new car possible even with bad credit. Depending on the credit score of your co-signer, your rate could be much lower over the life of the loan and allow you to put more of your money toward the principal cost.

Whatever your credit score, a large dealership like Charlie Clark Nissan Brownsville has the tools, knowledge, and connections to help you secure a car loan. Thanks to partnerships with a large variety of lenders, Charlie Clark Nissan Brownsville has options for putting you in a new or used vehicle today. Call our financing team at (956) 214-2500 or come by Charlie Clark Nissan Brownsville to learn more about affordable financing options even with a low credit score.

 

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10-26-20

Charlie Clark Nissan Blog: The Advantages of Buying a Used Car from a Licensed New Car Dealer

The options can be almost dizzying for any buyer looking to purchase a used car. Deciding which route to take—from online marketplaces and auction sites to the shady lot on the corner—can leave your head spinning.
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